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Chime Financial, Inc., a U.S.-based financial technology company N.A., can obtain Visa debit or credit cards and access online banking systems that can be accessed through its website or mobile app. Most of Sim’s revenue comes from collecting exchange fees.

There are no physical chime distributions and no monthly fees or overdrafts will be paid. As of February 2020, Chime has 8 million customers. Bank accounts provided by Chime Partners are secured by deposits of up to $250,000.