In this article, we have explained all you need to know about ATM withdrawal, ATM fees, etc. while using a Cash App card. We have also explained how you can get cashback or reimbursed ATM fees on your Cash App card withdrawal from an ATM.
Well, let us frankly tell you that – there are ATMs are Free for Cash App, as you will be charged a $2 fee by Cash App. However, Cash App can reimburse ATM fees, including ATM operator fees, for customers who get $300 (or more) in paychecks directly deposited into their Cash App each month.
Which ATMs Are Free For Cash App?
One of the great things about the Cash App card is that you can withdraw your money at any ATM. But you will be paying a $2 fee on each transaction for convenience. In addition, banks also charge additional fees on top of the Cash App ones.
2 dollars is not much but adds up if you withdraw your money regularly. For example, the average person makes six to eight withdrawals a month, meaning you will have $16 less in your account.
How To Take Out Cash For Cash App For Free?
Since ATMs charge fees, try withdrawing your money from the Cash App for minimal or zero fees. Save from the Cash App ATM fee with these tips.
Get Your ATM Fees Reimbursed
Generally, Cash App collects $2 every time you withdraw from an ATM. But if you get $300 or more from paychecks deposited to your account, Cash App automatically reimburses ATM operator fees.
Aside from payroll income, you can also receive reimbursements from unemployment insurance deposits.
But first, Cash App requires you to set up a direct deposit account.
1. Download the Cash App on your iOs or Android device.
2. Open the app, then click the Banking tab on the home screen.
3. Find and then click the routing and account number below your balance.
4. Copy the numbers from the app.
5. Give the numbers to your payroll or benefits provider.
But there’s another way to receive money through direct deposit.
1. Open the app, then click the Banking tab on the home screen.
2. Tap Direct Deposit, then choose to Get Direct Deposit Form.
3. Input the employer or government institution’s information, and the expected amount, and sign the form.
4. Choose Email Form, type the recipient’s email address, then press Send.
Once you’ve received $300 or more through direct deposits, expect reimbursements within 10 business days. Take note that Cash App will reimburse three ATM withdrawals every 31 days.
Is There a Cash App Free ATM Near Me?
Before loading my Cash App Card, I knew it was important to learn what ATM is free for Cash App. It wouldn’t make sense for me to load the app with my funds if I had to pay to withdraw it.
It didn’t take me long to find out that Cash App doesn’t offer free ATM withdrawals. According to ValuePenguin, it costs between $1.50 and $3.50 in ATM fees for the average out-of-network withdrawal. Plus, Cash App charges a flat $2 fee per transaction.
While there is no free Cash App ATM near me, there is a way to get the ATM fees reimbursed. Cash App users have the option to set up direct deposits of paychecks into the app. As long as those direct deposits equal at least $300 each month, then Cash App will cover ATM fees for three withdrawals per month (up to $7 in fees each time).
You must activate free ATM withdrawals once your direct deposit hits your account. Each time you get a deposit of at least $300 in your Cash App account, it extends your 31-day window to receive ATM fee reimbursements.
100+ Cash App ATM Locations Near Me
If you want to use Cash App without connecting your bank account, rest assured that there is a bank on nearly every busy street that allows Cash App ATM withdrawals. You don’t have to be a customer of the bank in order to use its ATM to withdraw your funds. Find one on your way home from work, around the corner from Target, or on your walk to the park.
- Ally Financial
- American Express
- Ameriprise
- Ameris Bancorp
- Arvest Bank
- Associated Banc-Corp
- Atlantic Union Bank
- Bank of America
- Bank of Hawaii
- BankUnited
- Barclays
- BCI Financial Group, Inc.
- BMO Harris Bank
- BNP Paribas / Bank of the West
- BOK Financial Corporation
- Cadence Bank
- Capital One
- Cathay Bank
- Charles Schwab Corporation
- CIBC Bank USA
- CIT Group
- Citigroup
- Citizens Financial Group
- City National Bank
- Comerica
- Commerce Bancshares
- Credit Suisse
- Cullen/Frost Bankers, Inc.
- Customers Bancorp, Inc.
- Deutsche Bank
- Discover Financial
- East West Bank
- EB Acquisition Company II LLC
- EB Acquisition Company LLC
- Fifth Third Bank
- First Bancorp
- First Citizens BancShares
- First Hawaiian Bank
- First Horizon National Corporation
- First Midwest Bank
- First National of Nebraska
- FirstBank Holding Co
- Flagstar Bank
- FNB Corporation
- Fulton Financial Corporation
- Glacier Bancorp, Inc
- Goldman Sachs
- Hancock Whitney
- HSBC Bank USA
Huntington Bancshares
- Investors Bank
- John Deere Capital Corporation
- JPMorgan Chase
- KeyCorp
- M&T Bank
- Macy’s
- MidFirst Bank
- Mizuho Financial Group
- Morgan Stanley
- MUFG Union Bank
- New York Community Bank
- Northern Trust
- Old National Bank
- Pacific Premier Bancorp Inc.
- PacWest Bancorp
- People’s United Financial
- Pinnacle Financial Partners
- PNC Financial Services
- Popular, Inc.
- Prosperity Bancshares
- Raymond James Financial
- RBC Bank
- Regions Financial Corporation
- Santander Bank
- Simmons Bank
- SMBC Americas Holdings Inc.
- South State Bank
- State Farm
- State Street Corporation
- Sterling Bancorp
- Stifel
- SVB Financial Group
- Synchrony Financial
- Synovus
- TD Bank, N.A.
- Texas Capital Bank
- The Bank of New York Mellon
- TIAA
- Trust Financial
- U.S. Bancorp
- UBS
- UMB Financial Corporation
- Umpqua Holdings Corporation
- United Bank (West Virginia)
- USAA
- Valley National Bank
- Washington Federal
- Webster Bank
- Wells Fargo
- Western Alliance Bank
- Wintrust Financial
What ATMs are Free for Cash App
There are no free ATMs for Cash App cards, you will be charged a $2 fee by Cash App when you withdraw cash from an ATM. Also, most ATMs will charge an additional fee for using a card that belongs to a different bank.
However, you can get cashback or reimburse your ATM fees, including ATM operator fees on the Cash App.
Below is how and when you can reimburse your ATM fee on Cash App.
Cash App ATM fee reimbursement
Cash App instantly reimburses ATM fees, including ATM operator fees, for customers who get $300 (or more) in paychecks directly deposited into their Cash App each month. Once you have successfully activated free ATM withdrawals, each qualifying deposit you receive after that will add an additional 31 days of ATM fee reimbursements
To use your Cash Card to get cashback, select debit at checkout and enter your PIN. Cashback transactions will count towards your ATM limits.
Once you have received qualifying direct deposits totaling $300 (or more), Cash App will reimburse fees for 3 ATM withdrawals per 31 days and up to $7 in fees per withdrawal.
How to take out Cash for Cash App for Free
At this point, you would probably have known that Cash App card withdrawals from an ATM come with a fee. And also, not everyone gets $300 (or more) in paychecks directly deposited into their Cash App each month. So, they are also not eligible to reimburse the ATMs fee.
So, how you can get cash out of an ATM using your Cash App balance for free?
Well, there is a simple way or trick you could use if you have a bank account to take out cash using your Cash App balance without any fee.
Step 1: Link your Bank Account with Cash App
Tap the Banking tab on your Cash App home screen
Step 2: Transfer Cash App Balance to your Bank Account
Follow the steps below to transfer your Cash App balance to your bank account-
1. Tap the Balance tab on your Cash App home screen
2. Press Cash Out
3. Choose an amount and press Cash Out
4. Select a deposit speed
5. Confirm with your PIN or Touch ID
Step 3: Use your Bank debit card to take out Cash at the ATM
Once, the Cash app balance is in your Bank account, you can use your bank’s debit card to withdraw Cash from an ATM operated by your bank.
So, once you have transferred your Cash App balance to your bank account, you can use its debit card to take out cash from an ATM operated by your Bank, and you will not be charged any fee, and in this way, you will be able to save a few dollars.
What ATM Doesn’t Charge a Fee for Cash App?
There isn’t an ATM that doesn’t charge a fee for Cash App. However, you can withdraw cash from an ATM using your Cash App Cash card, and you’ll be charged a $2 fee per transaction for withdrawals.
However, you will be reimbursed by Cash App for up to $7 in ATM dispense fees once you’ve received qualifying direct deposits of $300 or more. You’ll only get repaid the ATM fees for accounts that receive $300 or more in paychecks each month directly deposited into Cash App.
In addition, you can avoid added ATM fees past the $7 limit by transferring your Cash App balance to your local bank account. Then withdraw cash using your bank card at an in-network ATM.
See our guide on how to transfer money from Chime to Cash App without a debit card.
People also ask
Are there free ATMs for Cash App?
Do you use Cash App and are wondering if there’s an ATM that doesn’t charge for withdrawals? The simple answer is that there are no free ATMs for Cash App withdrawals. But this does not mean that you always have to pay for such bank charges. We’ll show you how to get money back or save on cash withdrawals.
Which ATM does not charge a fee?
Simple has a fee-free ATM finder on their website and allows customers to use ATMs in Walmart, Costco, Dunkin Donuts, Walgreens, Hess, Target, and CVS, without being charged a fee. Chime’s network has more than 38,000 fee-free MoneyPass ATMs
Is CVS ATM fee for Cash App?
Short answer: No, there are no free ATMs for Cash App. You’re charged an average fee of $2 per withdrawal. However, customers who receive $300 or more every month in paychecks direct deposited into Cash App can get their ATM fees reimbursed as an alternative.