Fortive Credit Card Review: Benefits, Fees, and Rewards

Fortive Credit Card: A Brief Overview

The Fortive Credit Card offers a range of benefits that make it an attractive choice for many consumers. One of the largest advantages of this Fortive card is its rewards program, which allows you to earn points on every purchase you make.  Additionally, the Fortive Credit Card has low fees, including no annual fee and no foreign transaction fees, making it a great choice for frequent travelers. Other benefits of the card include fraud protection, extended warranty coverage, and travel accident insurance.

Benefits of the Fortive Credit Card

1. Generous Sign-up Bonus

The Fortive Credit Card welcomes new cardholders with a generous sign-up bonus. By meeting a minimum spending requirement within the first three months, you can earn a substantial amount of bonus points. These points can be redeemed for various rewards, including travel, merchandise, or statement credits.

2. Flexible Rewards Program

One of the standout features of the Fortive Credit Card is its flexible rewards program. Cash Card holders option to select between earning cash-back rewards, travel rewards, or points that can be redeemed. This pliability allows you to tailor your rewards to your personal preferences and spending habits.

3. Travel Benefits and Perks

If you are a frequent traveler, the Fortive Credit Card offers several travel benefits and perks. Including access to airport lounges, travel insurance coverage, & concierge services.

4. Complimentary Purchase Protection

When using the Fortive Credit Card for purchases, you’ll enjoy complimentary purchase protection. This coverage protects eligible purchases against damage, theft, or loss, providing you with peace of mind when making expensive or valuable purchases.

5. Access to Exclusive Events and Experiences

As a Fortive Credit Cardholder, you’ll have access to exclusive events and experiences. This could range from VIP access to concerts and sporting events to unique culinary experiences and travel packages. Fortive partners with various brands and venues to provide cardholders with unforgettable opportunities.

6. Additional Benefits and Perks

In addition to the aforementioned benefits, the Fortive Credit Card offers a range of additional perks. These may include extended warranty coverage on eligible purchases, price protection, and complimentary roadside assistance.

Fees Associated with the Fortive Credit Card

It is essential to understand the associated fees. Here are the fees you should be aware of when considering the Fortive Credit Card:

1. Annual Fee

The Fortive Credit Card has an annual fee of $99. While this fee may seem steep, the card’s generous rewards program and accompanying benefits often outweigh the cost, especially for frequent travelers or those who maximize their rewards.

2. Foreign Transaction Fees

One significant advantage of the Fortive Credit Card is its lack of foreign transaction fees. Unlike many other credit cards, Fortive does not charge extra fees when making purchases abroad. This makes it an excellent choice for international travelers.

3. Balance Transfer Fees

If you’re considering transferring a balance from another credit card to your Fortive Credit Card, keep in mind that a balance transfer fee will apply. This fee is typically a percentage of the transferred balance and varies depending on the terms and conditions.

4. Late Payment Fees

To maintain a positive credit history, it’s crucial to make timely payments. If you miss a payment or make a late payment on your Fortive Credit Card, you may be subject to late payment fees. It’s important to review the terms and conditions provided by Fortive to understand the specific late payment fees applicable.

5 Things to Know About the Fortiva Credit Card

Here are five key things you should know about the Fortiva Credit Card:

1. Designed for Rebuilding Credit

The Fortiva Credit Card is specifically designed to help individuals rebuild their credit. If you have a less-than-perfect credit history or have encountered financial challenges in the past, this card offers an opportunity to demonstrate responsible credit behavior and improve your credit score. Fortiva understands that everyone deserves a second chance, and this card can be a stepping stone toward better financial health.

2. Secured Card Option

One notable feature of the Fortiva Credit Card is that it offers a secured card option. A secured credit card requires a security deposit, which serves as collateral for the credit limit. By providing a security deposit, you demonstrate your commitment to responsible credit usage. Over time, with responsible card management, you can qualify for an unsecured card and potentially have your deposit refunded.

3. High Approval Odds

One advantage of the Fortiva Credit Card is its high approval odds. If you have a low/down credit score history, you have a good chance of being approved for this card. Fortiva understands that everyone’s financial journey is unique, and they aim to provide access to credit for those who may not meet the requirements of traditional credit cards.

4. Annual Fee and Other Fees

It is important to note that the Fortiva Credit Card has an annual fee. The particular amount will depend on your creditworthiness and the type of your card you qualify for. Additionally, like many credit cards, the Fortiva Credit Card may have other fees, such as late payment fees or foreign transaction fees. It’s crucial to review the terms and conditions to understand the fees associated with this card.

5. Credit Limit Increase Opportunities

With responsible card usage, the Fortiva Credit Card provides opportunities for credit limit increases. By consistently making on-time payments and maintaining a positive credit history, you may qualify for a higher credit limit over time. A higher credit limit can provide more flexibility and purchasing power, ultimately contributing to improving your credit score.

The Fortiva Credit Card is designed to help individuals rebuild their credit and offers a secured card option. With high approval odds and opportunities for credit limit increases, this card provides a pathway to better financial health.  If you are looking for a credit card to rebuild your credit, the Fortiva Credit Card may be worth considering.

Fortive Credit Card Rewards

The Fortive Credit Card offers a range of rewards that can be earned and redeemed by cardholders. Let’s explore the different types of rewards available:

1. Cash Back Rewards

For those who prefer cash-back rewards, the Fortive Credit Card provides an excellent opportunity to earn money on everyday purchases. It Depends on the specific cash-back structure of your card. Earn the percentage of your spending as cash back, which can be redeemed as a statement credit or deposited directly into your bank account.

2. Travel Rewards

If you enjoy traveling, the Fortive Credit Card’s travel rewards program may be enticing. By using the card for travel-related, flights, hotel stays, and rental cars, you will earn points that can be redeemed for future travel. Some travel rewards programs offer additional perks, such as hotel upgrades or access to exclusive travel experiences.

3. Points Rewards

The Fortive Credit Card also offers a points-based rewards program. With this option, you accumulate points for every purchase made with the card. These points can be redeemed for a large range of rewards, including the gift cards, or experiences. Points-based rewards programs often provide flexibility and variety in terms of redemption options.

How to Make a Fortiva Credit Card Payment Online

Online Payments

Fortiva offers a  secure online payment platform that allows users to make payments at their convenience. Follow these steps to make an online payment:

  • 1. Visit the Fortiva Credit Card website and log in to your account.
  • 2. Navigate to the payment section or the “Make a Payment” page.
  • 3. Enter the payment amount and select the payment date.
  • 4. Select your payment option, such as a bank account or debit card.
  • 5. Review the payment details and confirm the transaction.
  • 6. When your payment is submitted, you will receive a confirmation message of your transaction.
  • 7. Online payments offer the advantage of instant processing and the ability to schedule future payments, ensuring you never miss a due date.

Phone Payments

If you prefer to make payments over the phone, Fortiva provides a dedicated phone payment service. Follow these steps to make a payment via phone:

  • 1. Locate the customer service number on the back of your Fortiva Credit Card.
  • 2. Dial the number and follow the automated prompts to reach the payment option.
  • 3. Provide account information, such as your credit card number and personal details.
  • 4. Select the payment amount & the payment source, such as a checking account or debit card.
  • 5. Verify the payment details and authorize the transaction.
  • 6. Once the payment is successful, you will receive a confirmation message of the transaction.

Mail Payments

  • 1. Prepare a check or money order payable to Fortiva Credit Card.
  • 2. Write your Fortiva Credit Card account number on the payment instrument.
  • 3. Include the payment instrument along with the payment stub from your billing statement in an envelope.
  • 4. Address the envelope to the payment address specified on your billing statement.
  • 5. Affix proper postage and mail the payment well in advance of the due date to allow for processing time.

Automatic Payments

To simplify your payment process and ensure timely payments, Fortiva offers an automatic payment option. With this feature, your payment will be automatically deducted from your designated bank account on the specified due date each month.

  • 1. Log in to your Fortiva Credit Card account online.
  • 2. Navigate to the payment settings or automatic payment section.
  • 3. Provide the necessary bank account information for the automatic deduction.
  • 4. Select the payment amount and due date.
  • 5. Review and confirm the automatic payment setup.

Signing In to Your Fortiva Credit Card Account

  • 1. Visit the Fortiva Credit Card website.
  • 2. Locate the “Sign In” or “Log In” option on the homepage.
  • 3. tap the button “Sign In” and you will be directed to the login page.
  • 4. Enter your Fortiva Credit Card username or registered email address in the designated field.
  • 5. In the next field, provide your password. Make sure to enter it accurately, as passwords are case-sensitive.
  • 6. If you have put your login details, click on the “Sign In” button.

If the provided information is correct, you will be successfully logged in to your Fortiva Credit Card account.

Fortiva Credit Card customer service

1. Phone Support

Contacting Fortiva Credit Card customer service via phone is a direct and efficient way to get assistance. To speak with a customer service representative, follow these steps:

Locate the customer service number on the back of your Fortiva Credit Card.

Dial the number and listen to the automated prompts or select the appropriate option to connect with a live representative.

2. Online Support

Fortiva Credit Card also provides online support through their website. To access their online support options:

Visit the Fortiva Credit Card website.

Move to the “Contact Us” page. This information is typically found in the footer or navigation menu.

Look at online support options on the page, which may include live chat, email, or a contact form.

Select the preferred method and provide the necessary details to initiate the conversation.

Describe your issue or inquiry clearly, and the customer service team will respond to your message or chat with you in real-time.

3. Mail Correspondence

If you prefer traditional mail, you can send a letter to Fortiva Credit Card’s mailing address. Here’s how:

Locate the mailing address for customer correspondence. This information is usually available on the Fortiva Credit Card website or on your billing statement.

Write a detailed letter explaining your issue or inquiry. conclude the relevant account information, such as your full name, credit card number, & contact details.

Mail the letter to the provided address, ensuring you have sufficient postage and the correct mailing format.

FAQs about the Fortive Credit Card

Can I use my Fortive Credit Card for international travel?

Yes, the Fortive Credit Card can be used internationally without incurring foreign transaction fees. It’s an excellent choice for travelers who frequently venture beyond their home country.

What credit score do I need to qualify for the Fortive Credit Card?

While specific credit score requirements may vary, the Fortive Credit Card generally caters to individuals with good to excellent credit. To increase your chances of approval, it’s advisable to have a credit score of 670 or higher.

Can I redeem my Fortive Credit Card rewards for cash?

Depending on the specific rewards program associated with your Fortive Credit Card, you may have the option to redeem your rewards for cash back. This allows you to receive money directly or as a statement credit.

 What should I do if my Fortive Credit Card is lost or stolen?

If your Fortive Credit Card is lost or stolen, it’s crucial to contact Fortive’s customer service immediately. They will guide you through the necessary steps to protect your account and issue a replacement card if needed.

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